Michigan Court Rules In Favor Of Insurers On Business Interruption Claims
July 7, 2020

We wanted to make sure you saw the recent court ruling by Michigan’s 30th Circuit Court that sided in favor of insurers and rejected restaurants’ business interruption claims, as covered in the Insurance Journal

With Judge Joyce Draganchuk stating that the virus did not cause physical damage to the plaintiffs’ property, this ruling is a definitive outcome in that insurers are not liable for financial damages caused by virus closure orders. This marks the second ruling in as many months to chart the historic legal precedent set years prior, along with several other instances of cases already being withdrawn. The judge’s interpretation is consistent with the approach of other states and should play a pivotal role in shaping future decisions. 

A few key highlights from the case are below: 

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